A Charlize Theron-Like Terminator?

Terminator 3: Rise of the Machines (2003)
Kristanna Loken in Terminator 3: Rise of the Machines (2003)

Dream 1

This dream involved jumping between a virtual reality (VR) video game and / or world and the normal dream world.

At some point in maybe the normal dream world, I was in a bedroom.

Across the room in a bed was a young man with light-color skin with a virtual reality headset on who was playing a virtual reality video game or something; then I noticed a fire appear on the bed next to him.